Detailed information about our home loan products and services
Comprehensive information about our home loan products
Finance your dream of owning a brand new home with our comprehensive new home loan solutions.
Up to 90% of property value
8.5% - 12% per annum
Up to 30 years
48 hours for eligible applicants
Purchase your perfect resale property with our flexible resale home loan options.
Up to 85% of property value
8.5% - 12% per annum
Up to 30 years
Minimal documentation required
Build your own home from the ground up with our stage-wise construction loan facility.
Up to 80% of construction cost
8.75% - 12.5% per annum
Up to 30 years
Stage-wise based on construction progress
Eligibility criteria and requirements for home loan application
Applicant must be between 21 to 65 years of age at the time of loan maturity.
Salaried or self-employed individuals with stable income source.
Minimum annual income as per loan amount and location requirements.
Good credit history with CIBIL score of 650 and above preferred.
Key terms and conditions for our home loan products
Calculate your monthly EMI and total interest payable
Common questions about our home loan products
The maximum loan amount depends on your income, property value, and credit profile. For new homes, you can get up to 90% of the property value, while for resale properties, it's up to 85%.
Required documents include identity proof (PAN, Aadhaar), address proof, income documents (salary slips, bank statements), property documents, and photographs. Please refer to our Application Guide for detailed document list.
Yes, you can prepay your home loan partially or fully. No prepayment charges are applicable after the first year of loan disbursement.
For eligible applicants with complete documentation, we typically process and approve loans within 48 hours. The actual disbursement time depends on property verification and legal formalities.
Yes, home loan borrowers can avail tax benefits under Section 24 (interest deduction up to ₹2 lakh) and Section 80C (principal repayment deduction up to ₹1.5 lakh) of the Income Tax Act.